BILLING, SCHOLARSHIPS, & COSTS

CURRENT CLIENTS: Click here to pay monthly statements online.

BILLING INFOMRATION

As a small private practice dedicated to quality client care, Stewart SLP, LLC is private-pay only. We are out-of-network for all insurance plans. We issue monthly statements and accept payments directly from clients on a monthly basis.

While we do not bill insurance, we offer billing & financial support in several ways:

1. Health Savings Accounts (HSA) and Flex Spending Accounts (FSA)

   These pre-tax medical spending accounts cover speech-language services as eligible expenses. Families can pay with an HSA/FSA card online or submit for reimbursement from these accounts without hassle.

2. Insurance Reimbursement

   We provide monthly statements that are fully coded with diagnostic codes, procedure codes, NPI number, and tax ID number, along with service dates and descriptions. Families can submit our monthly statements for reimbursement with their insurance company. Some insurance companies will cover these out-of-network expenses, and others will not. We encourage you to contact your insurance company for specific details about your plan.

3. Convenient Payments

   We accept several convenient forms of payment, including cash, check, and online payments (including HSA/FSA cards and credit cards). To pay online, click here and follow payment instructions at Square.

4. Scholarships

   We maintain the Stewart SLP Scholarship Fund for families in need of financial assistance. Donate or apply below.

Why don’t we accept insurance?

1. REDUCED FINANCIAL BENEFIT TO CLIENTS: Many insurance companies are moving toward high-deductible plans. If you, as a client, have a high-deductible plan, you will have to pay the full, out-of-pocket rate for speech-language services until you reach your deductible whether or not your service provider accepts insurance. Usually, families end up paying more elsewhere, since our private-pay rates are often lower than larger companies that accept insurance.

2. CONTROL OVER CLIENT CARE: When you work with an out-of-network provider, you retain full control over your health information and privacy. Additionally, our clinicians have the freedom to design and implement the best care plan for your child without the eligibility or treatment restrictions that are enforced by insurance companies.

3. TIME: We do not have the staff or significant time required to bill insurance and manage claims. Our top priority is to provide quality care and support to our clients and families. We can best support families when our time is dedicated directly to clients and not to insurance billing.

4. COSTS: Insurance payments to providers are often inconsistent and low, especially with small practices. We are committed to paying our clinicians a fair wage for their expertise, providing clients with up-to-date assessments and materials, and ensuring ongoing learning through continuing education. These expenses cannot be supported by low insurance payment rates.

Stewart SLP Scholarship Fund

Service Charges

All services include written reports and regular parent feedback at no additional cost.

Note: Our typical services are listed below. Customized service options / costs may be offered on a case-by-case basis.